http://www.brightlightholidayloan.co.uk The simple guide to holiday loans Fri, 15 Aug 2008 12:15:28 +0000 http://backend.userland.com/rss092 en Although the trend towards remortgaging a house to get a holiday loan has been popular, experts warn that this may backfire, now that home values have fallen. This year many have decided not to get a holiday loan and for now, that may be the best strategy. “Before the credit crunch ... http://www.brightlightholidayloan.co.uk/holidayloans/consumers-warned-against-holiday-loans-and-lifestyle-loans/ The practice of using a holiday loan to purchase a timeshare is being debated in banking circles. While many consumers may be tempted to use a holiday loan for this purpose, they are being cautioned to be careful since not all timeshare offers are legit. For those that don’t wish ... http://www.brightlightholidayloan.co.uk/holidayloans/holiday-loans-for-timeshares/ Although many like to cash in their home equity to get a holiday loan, experts are warning that this year may not be the best year to try that. Negative equity is a very real problem for many and with more value drops predicted, this type of holiday loan has ... http://www.brightlightholidayloan.co.uk/holidayloans/consumers-warned-away-from-holiday-loans/ As travelers get ready to take out holiday loans in order to take their annual vacations, experts are encouraging consumers to think about getting these funds secured in the form of a prepaid card. This will help consumers control their holiday loan spending and reduce the potential for fraud while ... http://www.brightlightholidayloan.co.uk/holidayloans/holiday-loans-in-the-form-of-prepaid-cards-are-recommended/ As August nears, many are considering getting a holiday loan to get away from it all, but this may not be the right time according to many experts. Rates for holiday loans continue to go up and they question whether a vacation is the right thing for many at this ... http://www.brightlightholidayloan.co.uk/holidayloans/rates-for-holiday-loans-still-high/ Those that take out a holiday loan to go on vacation are being urged to avoid ATM’s while on their trips. Although the interest rates for a holiday loan are generally low, the rates for ATMs overseas are not. Many are unaware of the extra fees that they will be ... http://www.brightlightholidayloan.co.uk/holidayloans/those-with-holiday-loans-urged-to-be-careful/ Many lenders are offering special holiday loan promotions, such as free airmiles for a loan, but experts warn that these could be dangerous. They recommend caution when applying for a holiday loan, particularly paying close attention to the interest rate. Many are trying to save money by using a holiday ... http://www.brightlightholidayloan.co.uk/holidayloans/holiday-loan-promotions-may-not-be-smart/ As summer approaches and many consider taking out a holiday loan for their traditional August vacation, the newly higher rates may make consumers rethink their vacation plans. Right now, banks are making it increasingly difficult to get a holiday loan, particularly since these are seen as quite risky, and those ... http://www.brightlightholidayloan.co.uk/holidayloans/rates-for-holiday-loans-going-up/  As the housing crisis continues, experts are urging some consumers to rethink getting a holiday loan this year. While this type of financing is general cheaper than relying on credit cards to finance a holiday, right now is not the best time to get low rates on a holiday loan. ... http://www.brightlightholidayloan.co.uk/holidayloans/holiday-loans-discouraged-for-many/ Although many people are used to getting holiday loans to go on vacation, many analysts are questioning whether this is a good idea this year. As the housing crisis worsens and the economy continues its downward slide, getting a new holiday loan at this time may not be a smart ... http://www.brightlightholidayloan.co.uk/holidayloans/holiday-loans-questioned/